This is the very reason why I traded in my 2020. I did have the affected vehicle but I had a after market system/remote start on the vehicle. My insurance kept going up anyway. Try calling them and have them look at your policy. Some companies are no longer writing policies for those years vehicles but they may have it in their system to ask if it has the push botton which should not be affected. There is the other thing that insurance company was rasing rates and it has nothing to do with the car at all. Let us know because many is affected by this. I could tell we were being affected by this because the rate on my new 2024 sportage didnt increase much from what I was paying on the 2020 with the same exact policy.My insurance just renewed and it jumped almost $50 per month because of this theft issue. My 2020 Sportage came with the factory installed immobilizer. My sticker tag says smart key with push button start, my owners manual says I have factory immobilizer and the consumer affairs website confirms it by my VIN. Has anyone one else in this situation been able to get insurance adjustment?
Thank you for your reply. I did call them and they said that Gieco increased everyone because of cost of parts and labor going up. I asked if it had anything to do with my Kia and they said no. If I was still employed I would trade up but I am retired now and my car only has 31K miles and it is paid off so I keeping what I got. I guess a little higher insurance is better than a car payment.This is the very reason why I traded in my 2020. I did have the affected vehicle but I had a after market system/remote start on the vehicle. My insurance kept going up anyway. Try calling them and have them look at your policy. Some companies are no longer writing policies for those years vehicles but they may have it in their system to ask if it has the push botton which should not be affected. There is the other thing that insurance company was rasing rates and it has nothing to do with the car at all. Let us know because many is affected by this. I could tell we were being affected by this because the rate on my new 2024 sportage didnt increase much from what I was paying on the 2020 with the same exact policy.
Oh for sure. When I bought my 2020 it was at the end of 2022 when the dealer had very little inventory and ended up with the base model. If I had the push button model I would had kept it. I loved the size especially going from a minivan. I even concidered waiting for someone to trade in their 2020 but with interest rates on used cars being so high right now it made more sense to buy new. I either had to get rid of it now at 29k or keep it. I traded.Thank you for your reply. I did call them and they said that Gieco increased everyone because of cost of parts and labor going up. I asked if it had anything to do with my Kia and they said no. If I was still employed I would trade up but I am retired now and my car only has 31K miles and it is paid off so I keeping what I got. I guess a little higher insurance is better than a car payment.