This is the very reason why I traded in my 2020. I did have the affected vehicle but I had a after market system/remote start on the vehicle. My insurance kept going up anyway. Try calling them and have them look at your policy. Some companies are no longer writing policies for those years vehicles but they may have it in their system to ask if it has the push botton which should not be affected. There is the other thing that insurance company was rasing rates and it has nothing to do with the car at all. Let us know because many is affected by this. I could tell we were being affected by this because the rate on my new 2024 sportage didnt increase much from what I was paying on the 2020 with the same exact policy.